Terms of Use
Terms of Use
Effective Date: January 1, 2023
Last Updated: October 1, 2025
Welcome to [Your Business Name]! By using our website, services, or content, you agree to the following Terms of Use. Please read them carefully.
1. Acceptance of Terms
By accessing or using our site and services, you agree to follow these Terms of Use and all applicable laws. If you do not agree, please do not use our site.
2. Use of Content
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All content on this site (text, videos, graphics, courses, etc.) belongs to [Your Business Name].
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You may view and download materials for personal, non-commercial use only.
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You may not copy, distribute, or sell our content without permission.
3. User Responsibilities
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You agree not to misuse the site or interfere with its operation.
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You are responsible for keeping your account information accurate and secure (if accounts are offered).
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You agree not to upload malicious code or attempt to disrupt the site.
4. Purchases and Payments
If you buy courses, subscriptions, or other services:
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Payments must be made in full at the time of purchase.
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Refunds may be offered at our discretion or as required by law.
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Prices and offerings may change without notice.
5. Disclaimers
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Our content is provided for educational and informational purposes only.
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We make no guarantees of accuracy, results, or outcomes.
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Use of our calculators, tools, or advice is at your own risk.
6. Limitation of Liability
We are not responsible for any damages arising from the use or inability to use our site, services, or content.
7. Third-Party Links
Our site may include links to third-party websites. We do not control and are not responsible for their content or practices.
8. Changes to Terms
We may update these Terms of Use at any time. Changes will be posted on this page with a new “Last Updated” date. Continued use of the site means you accept the updated terms.
9. Governing Law
These Terms are governed by the laws of the State of [Insert State].
10. Contact Us
If you have questions about these Terms of Use, contact us at:
IBREA
11807 Allisonville Rd. #510
Mailing address. Class Location Varies
Fishers, IN 46038
317-250-1724